It’s been a loooong time since the Beard family has lived “paycheck-to-paycheck.” I’ve pretty much always maintained at least $5k in savings somewhere. There have been times when we faced a big expense that we weren’t quite prepared for, but we always at least had credit to cover those shortfalls.
Basically, I’ve always had money or easy access to money, so I’ve never fretted over how to pay for my next meal. Until last week. Last week I faced my first real experience with being broke, and let me tell you: being broke sucks! Continue reading “Being broke sucks”