# A mathematical model for early retirement

Earlier I wrote about a mathematical model for beard growth and awesomeness. In that discussion I briefly described a similar model for net worth growth. It turns out, though, that your actualÂ net worth number is not a particularly useful measure for determining when you can retire. If early retirement is your goal, the only thing you need to concern yourself about is your savings rate. In this post, I’ll describe why your savings rate is the most important measure and how you can use it to calculate how many years it will take you to retire. If you want to retire in the next 10 years, as Mrs. Beard and I have planned, then you’ll also learn how to determine what your savings rate needs to be. Continue reading “A mathematical model for early retirement”

# A mathematical model for beard growth and awesomeness

It’s a general rule that the longer you grow your beard, the more awesome you become. Does beard growth really lead to increased awesomeness? As a scientist by training, it is my scientific duty to poke and prod at so-called “rules of thumb” to ascertain the true reality. Do beards really grow half an inch per month? Do you actually get more awesome? How much more awesome do you get? Today, I’m going to present to you a mathematical model for beard growth and its correlation with personal awesomeness. This is some pretty serious stuff. Furthermore, since this is Beards & Money, I’m going to show you the parallels to net-worth growth andÂ feelings of awesomeness. Continue reading “A mathematical model for beard growth and awesomeness”